Products

PILG is aligned with more than a dozen investors that offer all the traditional means for financing in addition to unique programs to meet people where they are at.

We can assist with the purchase or refinance of property for primary residence, second home and investors; land & construction.  

We have all the things! Everyone's situation is unique so it is important to connect with us to learn about the many options that may be available for you. 

  • First Time Homebuyers with limited down payment and/or funds

  • Utilization of Gift Funds for any occupancy type

  • Compromised or limited credit history

  • Investment opportunities such as condo-tels/short-term rental properties

  • Affording Hawaii! Multi-family or multiple occupants

  • Utilization of a co-borrower to assist in qualifying

  • VA~ we love our Veterans!

  • Department of Hawaiian Home Lands

  • Newly Self-Employed 

  • Self-Employed needing a non-traditional way to view their income for qualifying

  • Large acreage with a home, buildings, warehouses, arena and stalls?  We got you!

  • Land

  • Construction~ whether it’s your first home, dream home, or adding to your portfolio

  • FHA

  • USDA

  • One Time Close Construction FHA & USDA

  • Jumbo financing available up to $5m

  • Investment purchase using its potential rental income as the only source for qualifying

  • Accessing equity from a home that is listed for sale 

  • Interest Only features

  • Looking to upgrade? Strengthening your buying power by utilizing your existing home as leverage and eliminating the payment in the qualifying ratio

  • Leasehold – finding “the one” but it is leasehold and may house farming activities

  • Foreign National and fell in love with Hawaii?

  • Second Mortgage to consolidate the credit cards we’ve needed to assist with the cost of living

  • Unpermitted living areas

  • Newly employed or recent change of employment

  • Leveraging your Investments and Retirement Accounts

  • 1031 & Reverse 1031 Exchange

  • Sales contract blanketing two properties/parcels