Privacy Policy
This Privacy Policy describes how Pacific Isle Lending Group, LLC ("Broker") collects, uses, and discloses personal information collected from clients ("Client") in connection with our mortgage brokerage services.
1. Information We Collect:
We may collect personal information from Clients in various ways, including:
- Information provided by the Client during the mortgage application process, such as name, address, contact information, social security number, employment information, financial information, and other relevant details.
- Information obtained from third parties, such as credit bureaus, financial institutions, employers, and other sources necessary to facilitate the mortgage application process.
2. Use of Information:
We may use the personal information collected from Clients for the following purposes:
- To assess the Client's eligibility for mortgage loans and facilitate the mortgage application process.
- To communicate with the Client regarding their mortgage application, provide updates, and respond to inquiries.
- To comply with legal and regulatory requirements.
- To improve our services and offerings to Clients.
3. Disclosure of Information:
We may disclose personal information collected from Clients to the following parties:
- Lenders and financial institutions involved in the mortgage application process.
- Third-party service providers engaged by the Broker to assist in the mortgage application process, such as credit bureaus, appraisers, and title companies.
- Legal and regulatory authorities as required by law or in response to a legal process.
4. Security:
We are committed to protecting the security of personal information collected from Clients. We implement appropriate technical, physical, and administrative measures to safeguard personal information against loss, misuse, unauthorized access, disclosure, alteration, or destruction.
5. Retention of Information:
We retain personal information collected from Clients for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law or regulation.
6. Client Rights:
Clients have the right to access, correct, or delete their personal information held by the Broker. Clients may also have the right to restrict or object to certain processing activities. To exercise these rights, Clients may contact us using the contact information provided below.
7. Updates to Privacy Policy:
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We encourage Clients to review this Privacy Policy periodically for any updates.