Janai was born on Oʻahu and raised on the east side of the Big Island from the age of 5. She values quality time with loved ones, trying new food spots, and enjoying the simple things in life. After graduating from high school, Janai attended HCC and obtained her associate's degree in marketing. During her first year of college, she worked in the financial aid office when the COVID pandemic began. Shortly after, Janai entered the mortgage industry, where her co-workers took her under their wing and taught her everything she knows today. The industry has shown her how much she truly enjoys helping others.